
Extra Member Options
All association members, plus family and friends, have access to Medicare Supplements (65+) and Health, Life, & Annuities.
Life Insurance Options
Life insurance from $50K to $10M. Access up to 80% face value if you become chronically or critically ill, including cancer, stroke, heart attack, and disability.
Healthshare Program
We offer an alternative healthcare program with great benefits, affordable rates, and guaranteed issues protection.
Our Partners
Plans At-A-Glance
16 Plan Options to Choose From

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Variety of Plan Options
Visit Limit Plans
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$250 - $1,500 Deductible Options
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Copay-Based Plan
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PHCS Network
Major Medical Plans
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$1,000- $7,250 Deductible Options
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No Yearly Maximum
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Cigna or PHCS Network
HSA Plans
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$3,500 - $5,000 Deductible Options
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No Yearly Maximum
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Cigna or PHCS Network
An Alliance to Provide Better Benefits



Healthcare the Way You Deserve It
Colorado State Firefighters Association
The Colorado State Firefighters have partnered with Insurance Marketing Administrators (IMA) to provide retired firefighters, their friends, and their families with access to exclusive Major Medical coverage options.
By joining our Health & Wellness Research Organization, eligible members can receive top-quality health benefits designed to support long-term well-being. In addition, IMA will contribute $10 per month for every member as a marketing and recruiting fee to further support the Colorado Firefighters Association.
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